> Would you randomly disable somebody's car's engine because they didn't pay? I believe that's exactly what some systems for subprime car loans do (they don't

> Would you randomly disable somebody's car's engine because they didn't pay? I believe that's exactly what some systems for subprime car loans do (they don't shut it down while running, but will prevent it from starting - if they're somewhat clever then only if the car has been off for a certain amount of time).