> If I stop paying you can stop providing me the service I’m paying for Indeed. In many cases, that service is the phone itself, given that it is leased or fin

> If I stop paying you can stop providing me the service I’m paying for Indeed. In many cases, that service is the phone itself, given that it is leased or financed through the carrier. And in those cases, based on the contract which the customer signed with said carrier, ownership of the phone generally reverts to the carrier if you don't pay up, like with any other secured loan.