3 ms·

Does car insurance cover items stolen out of a car?

• desmosxxx 5y ago
  typically no. homeowners might, but it's rarely worth it to make a claim. no clue what OP is talking about.
• RC_ITR 5y ago
  Generally, leaving something in your car is treated as akin to leaving something in a locked box outside. If you love it, don't leave it. Other areas with a...ahem...more positive view toward cars spend a significant amount of resources to make it relatively safe to leave things in your car, but that's not San Francisco's priority, for better or worse (it's one of the weird places where the power brokers are either on a bike, in an Uber, on Muni, or being chauffeured privately).
• finfinfin 5y ago
  Home renters insurance often covers that.
• stevenicr 5y ago
  Some years ago an associate had reported theft of 500 CDs plus some other things to his car insurance company. They were going to cover it all. Then they had another phone call where he asked how fast he could get the money, as he needed to replace the CDs before he could return to work. The quick witted agent said something like 'oh so these CDs that were stolen were for your work?" - He replied yes. Claim was then denied - his policy was not a commercial policy. Don't recall the insurance co.
• anonAndOn 5y ago
  Only if it's part of the car, otherwise it's covered under homeowner's insurance.