Motivation is really the important factor, not the specific type of equipment. It depends if you want to get strong or you want to get lean. I'd personally get

Motivation is really the important factor, not the specific type of equipment. It depends if you want to get strong or you want to get lean. I'd personally get the squat rack because cardio is easily performed outside (running/cycling), whereas lifting very heavy but precise amounts of weight can really only be done with a rack, bars, and plates. If you want to get lean then I'd recommend a bike (Zwift/Peloton) setup over the rowing machine. The ability to do workouts along with the mild gamification makes a big difference in motivation. There are similar programs for rowing but they are drastically less mature.