If it was tax-based, most likely the premiums would be much much lower, and there would be no deductibles. Nor denial of service. There’s also the moral cost o

If it was tax-based, most likely the premiums would be much much lower, and there would be no deductibles. Nor denial of service. There’s also the moral cost of participating in and supporting a system extorting the less fortunate. “Not my problem” is where we are divided - and pay an extraordinary price, becoming complicit in the extreme violence of poverty.