"Low out of pocket costs" will depend on a several things: your premium, deductible, co-insurance, out of pocket max and whether or not you are in or out of net

"Low out of pocket costs" will depend on a several things: your premium, deductible, co-insurance, out of pocket max and whether or not you are in or out of network. All of these numbers and scenarios are going to be different from person to person. For folks living paycheck to paycheck (or slightly above), a $500 medical bill can be devastating. Furthermore, access to care also depends are where you live. If you happen to live in a more rural area, you won't have the same access as someone in a major metro area. [1] [1] https://www.pbs.org/newshour/health/these-3-charts-show-how-rural-health-care-was-weakened-even-before-covid-19 https://www.pbs.org/newshour/health/these-3-charts-show-how-...