1 main point to this: true "insurance" could reasonably cover edge cases, including frankly some insurance covered by the state. The US "insurance" market is no

1 main point to this: true "insurance" could reasonably cover edge cases, including frankly some insurance covered by the state. The US "insurance" market is not really that, it's a price negotiator/health care provider/strange thing that honestly doesn't resemble any other "insurance" product. Even though we use some terms that resemble capitalism, health care is in no way a capitalist market. It's a different beast.