What do you mean? I regularly transfer money to people from my phone using my net bank, and more often still just using mobile payments. The money is instantly

What do you mean? I regularly transfer money to people from my phone using my net bank, and more often still just using mobile payments. The money is instantly in their accounts and it takes a couple of seconds to type out details. Compare that to crypto, where buying a cup of coffee takes 3 days, and even failed the last time I tried, where I ended up having to borrow credit from a local. The Cafe only “took crypto” but since transferring such a pain, they actually had a piece of paper with credit/debt notes that people would settle once a month. How is that shit-fest in any way preferable?