>>If you prefer to hold bitcoin instead of fiat and are willing to spend a little bit effort on that and digest some transaction costs, I think it is very likel

>>If you prefer to hold bitcoin instead of fiat and are willing to spend a little bit effort on that and digest some transaction costs, I think it is very likely you will become wealthier. Sure, that's a distinct possibility. But where does that "wealth" come from? You only "cash out" if somebody else buys it at that larger price. I don't see a mathematical/financial model where bitcoin makes everybody wealthier. It's not about risk aversion or smarts or anything; Bitcoin doesn't create a new thing.