Sure, but I think you could almost always make the case that whatever you do, you have incurred "technical debt". Otherwise you would make perfect decisions all

Sure, but I think you could almost always make the case that whatever you do, you have incurred "technical debt". Otherwise you would make perfect decisions all the time, which is impossible. Another danger with the technical debt thing is that it could lead to expensive premature optimization. For example while you are camping out in your tent, maybe you get a job offer in another city. Or a motorway is about to be built across your lawn. Had you needlessly started with heavy foundations of your house, that effort had been wasted. Who benefits from the TD theory is the builders of the house foundations. Or the consultants who want you to use Java Enterprise Beans instead of Sinatra.