Yet another disingenuous privacy article by the Mozilla Foundation. Right in the second to last paragraph, they sneak in that "Countries like the US have laws t

Yet another disingenuous privacy article by the Mozilla Foundation. Right in the second to last paragraph, they sneak in that "Countries like the US have laws that dictate what credit scores can be based on." and then fail to provide any examples of actual countries that use social data in credit decisions. There was a whole big fad [1] of social credit scoring around 2012 - 2015ish which just kind of went away because... it turns out it doesn't work very well. The more signals you use, the more you open yourself up to adverse selection and I think pretty much every social credit scoring startup found themselves unable to offer a more compelling rate without going bankrupt and they all either pivoted or shut down. AFAIK, there isn't currently a widespread deployed social credit solution in any country (including China). But it continues to be the favorite doomed pitch in fintech. [1] https://knowledge.wharton.upenn.edu/article/the-social-credit-score-separating-the-data-from-the-noise/ https://knowledge.wharton.upenn.edu/article/the-social-credi...