4 ms·

They are a good thing until they're not. Is already very bad for health insurance, with people being denied to have an insurance just because they're slightly o

They are a good thing until they're not. Is already very bad for health insurance, with people being denied to have an insurance just because they're slightly overweight or they have pre existing conditions (like meh, is that the whole reason why I'm buying an insurance in the first place?) Now fast forward 20 years and you can't buy a car insurance because you push too hard on the break.

jdlshore 5y ago
> Is already very bad for health insurance, with people being denied to have an insurance just because they're slightly overweight or they have pre existing conditions Are you talking about the US? Because the ACA made that illegal years ago.* Your slippery slope hand-wringing doesn’t hold water. *Under the ACA, premiums can only be based on three factors, IIRC: age, sex, and whether you’re a smoker. (And zip code.)
- totony 5y ago
  Sex yes but weight no. Such a weird law.
- ausudhz 5y ago
  Not in the US, but I've a close friend of mine who got rejected for an health insurance cause he's slightly overweight (and other people for preexisting conditions) I'm not sure how that is in the US, but the abuse can come from anywhere and the result is likely to be worst that what they claim to be helping preventing. > Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer. They cannot limit benefits for that condition either. Once you have insurance, they can't refuse to cover treatment for your pre-existing condition. I'm happy to see that is not the case in the US, but my was a general comment non necessary related to the US. But the fact that they're till law in the US presuppone that insurance company were behaving they way before.
  - rambojazz 5y ago
    What do you do if everybody rejects you for pre-existing conditions and you cannot buy an insurance? Do you live uninsured?
robjan 5y ago
You can't (fully) control your health but you can control your driving style
- moepstar 5y ago
  ...right until someone cuts in front of you or a kid runs after his ball onto street.
  - robjan 5y ago
    Those are exceptional cases. It's pretty easy to see when someone is frequently slamming on the brakes vs. occasional being forced to due to external factors.
- deleted 5y ago
  [deleted]

jdlshore 5y ago

> Is already very bad for health insurance, with people being denied to have an insurance just because they're slightly overweight or they have pre existing conditions Are you talking about the US? Because the ACA made that illegal years ago.* Your slippery slope hand-wringing doesn’t hold water. *Under the ACA, premiums can only be based on three factors, IIRC: age, sex, and whether you’re a smoker. (And zip code.)

totony 5y ago
Sex yes but weight no. Such a weird law.
ausudhz 5y ago
Not in the US, but I've a close friend of mine who got rejected for an health insurance cause he's slightly overweight (and other people for preexisting conditions) I'm not sure how that is in the US, but the abuse can come from anywhere and the result is likely to be worst that what they claim to be helping preventing. > Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer. They cannot limit benefits for that condition either. Once you have insurance, they can't refuse to cover treatment for your pre-existing condition. I'm happy to see that is not the case in the US, but my was a general comment non necessary related to the US. But the fact that they're till law in the US presuppone that insurance company were behaving they way before.
- rambojazz 5y ago
  What do you do if everybody rejects you for pre-existing conditions and you cannot buy an insurance? Do you live uninsured?

robjan 5y ago

You can't (fully) control your health but you can control your driving style

moepstar 5y ago
...right until someone cuts in front of you or a kid runs after his ball onto street.
- robjan 5y ago
  Those are exceptional cases. It's pretty easy to see when someone is frequently slamming on the brakes vs. occasional being forced to due to external factors.
deleted 5y ago
[deleted]