3 ms·

Not sure where you are from, but where I live is the way I described it. There are factors such as driver experience, age and precious track record (good/bad d

• fastball 5y ago
  Right. How is your age or gender less of an "assumption" than your actual driving style?
  • ausudhz 5y ago
    Gender is not even in the picture. Age is based on aggregated data which says that people with less experience are more likely to cause accident. We can argue the whole day, but this is not a tailored fee as is not build based on my personal behavior. Same reason that you can't drive a car when you are 5 years old or you can't drink before 18 (or 21).
    • meragrin 5y ago
      > We can argue the whole day, but this is not a tailored fee as is not build based on my personal behavior. You can argue all day, but it doesn't change the fact your main argument was you would no longer be charged based on facts but assumptions. The current method is largely based on assumption. Using actual data on your driving is not an assumption. It may not have been your intention but that is how you wrote it. Two statements about no longer being charged based on facts, but on assumptions. One comment linking using your actual driving data as "assumption".
• meragrin 5y ago
  > welcome to the era of tailored fees based on assumptions rather than facts. > It used to be that you'd get a high insurance fee only if you cause incidents or damage. > There are factors such as driver experience, age So making assumptions based on "driver experience" and age is not making assumptions?
  • ausudhz 5y ago
    Is not a tailored assumption. If you can't see the problem I can keep pointing you to the moon the whole day, but you will still look at the finger.