I think you're assuming too much benevolence from Tesla here. First of all, I think the way "FSD" is disclaimed (don't take your hands off the wheel, don't sto

I think you're assuming too much benevolence from Tesla here. First of all, I think the way "FSD" is disclaimed (don't take your hands off the wheel, don't stop looking at the road) is going to mean that Tesla has a much easier time denying claims than a traditional insurance company. If I'm, say, State Farm, and I'm insuring a Tesla that gets into an accident, I may not be able to prove that the driver was using "FSD" and/or whether they were holding the wheel, paying attention, etc. Tesla, on the other hand, can get this data instantly and deny the claim based on very minor deviations from the "FSD" instructions.