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It certainly helps people who currently have loans.

• lifeplusplus 5y ago
  Most people assets are some cash in bank, even when house it's a primary residence, meaning it can appreciate all it can it won't improve their life because to utilize it they will have to sell it and then buy one around the same price, nullfying ROI from primary house. People with loans sure benefit but only if they have assets and their salary keeps up with inflation. Usually both of these condition aren't true.