Doesn’t matter, all that counts is if you are a “US Person”: https://www.irs.gov/individuals/international-taxpayers/classification-of-taxpayers-for-us-tax-pur

Doesn’t matter, all that counts is if you are a “US Person”: https://www.irs.gov/individuals/international-taxpayers/classification-of-taxpayers-for-us-tax-purposes https://www.irs.gov/individuals/international-taxpayers/clas... Whether the bank finds out or not is maybe another thing, but in principle what matters is if you count as a US Person.