I think it's great. A few more of these and the banks will finally learn how to have proper security practices rather than the current security theater they are

I think it's great. A few more of these and the banks will finally learn how to have proper security practices rather than the current security theater they are currently. From one side of things it's victim-blaming, from the other side of things it's the banks which are taking our money to keep them safe but not actually doing the project job of keeping them safe. I don't need your crappy marketing, I need good access to online services and bulletproof security from anywhere. This is actually quite easy (especially given that my EU passport now even has a chip). You could argue that then the fraudsters could steal the passport, but let's be honest: this situation didn't happen with a stolen passport and probably has orders of magnitude larger area of risk than a stolen passport.