I used to think like you when I was on my 20s. Now on my 30s, the salary I make is more than enough to life a decent life but only if I keep working until I’m 6

I used to think like you when I was on my 20s. Now on my 30s, the salary I make is more than enough to life a decent life but only if I keep working until I’m 65. I don’t want to work (for others) until I’m 65. I don’t want to be rich either (too much effort), but I do want to own a house I don’t need to pay anymore when I’m 45. I want to stop working for others when I’m 45. Now this decent salary of mine is simply not enough to own a decent house in a decent place in Western Europe. Just do the math; let’s take the 2K Euro you are talking about. That’s 24K in 1 year. 240K in 10. 480K in 20. Now, 480K euro is the price of decent house in Western Europe. Let’s say you are able to save 50% of such decent salary, that means you’ll need 40 years to pay the house (I’m keeping it simple for the sake of the example: no inflation, no taxes, etc.)