I think it's less about "reconsidering life priorities" as it's simply breathing room. If you have $0 in the bank and are hustling 3 minimum-wage jobs to feed

I think it's less about "reconsidering life priorities" as it's simply breathing room. If you have $0 in the bank and are hustling 3 minimum-wage jobs to feed your kids, it's financially extremely difficult to break the cycle, unless there's a windfall like a stimulus check.