Don't go buying big ticket items. Whatever is causing them to cost more is usually specific to the item. For all electronics and vehicles, it's chip shortages,

Don't go buying big ticket items. Whatever is causing them to cost more is usually specific to the item. For all electronics and vehicles, it's chip shortages, which won't last forever, so all you're doing is buying something you don't need now when the price will go back down to normal in two years. You're buying high, selling low, which is the exact opposite of what you want to do. Strategies relying on predicting prices relies on you actual predicting them. This is a historical inflation rate. To take advantage of it, you'd have had to make big ticket purchases before it happened. The best thing you can do right now is refinance any long-term debt you have to a lower fixed rate, and possibly try to find whatever appreciating assets are still cheaply priced, i.e. low cap value stocks or something. But good luck there. Blue chips have been destroying everything for years and there way to know when the insanity will stop or if it will ever stop. The only sure thing is locking in low interest on things you have to borrow for anyway, or for anything you just want to maintain constant value on rather than looking for gains, buy TIPS. The only way those ever lose value is if the entire government collapses, at which point anything else you own other than seeds and bullets and land becomes just as worthless.