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It's apparently (based on an anecdote of 1 - further research appreciated) very straightforward to get meteorite coverage on your insurance - just ask for it an
by ghshephard 5y ago
It's apparently (based on an anecdote of 1 - further research appreciated) very straightforward to get meteorite coverage on your insurance - just ask for it and you'll get it added at no extra cost. I have no idea why it is that this one rare event is so straightforward, but I have a friend who gets it added to every policy he purchases and he's never had any resistance.
- pishpash 5y agoI can see why it might be free for a conventional policy, but surely it can't be free for an arbitrarily large policy? An interesting case of rounding working out in your favor if true.
- Cthulhu_ 5y agoI do think large properties - stadiums, skyscrapers, etc - fall into their own weird category when it comes to insurance. I mean, what happened with the twin towers and the other affected buildings, not to mention the tens of thousands of people that died or were injured as a consequence, in terms of insurance?
- yakshaving_jgt 5y agoIIRC, this turned into a large and complicated reinsurance claim case because they couldn't work out if the second plane hitting counted as a separate event, or if both planes should be counted as the same attack. This made a big difference in terms of who should pay whom, and what amount.
- sumedh 5y ago> if both planes should be counted as the same attack. Why would it be counted as a same attack, two planes hit two seperate buildings so they are two separate events.
- yakshaving_jgt 5y agoWhy (or indeed why not) it would be counted as the same attack is exactly the point of the case I described.
- anticristi 5y agoMust be hard for insurance brokers to add meteorite coverage and keep a straight face.