I don't know how much stock we should put in the exact sequence of events recalled by someone who had just woken up, but it doesn't seem that implausible to me.

I don't know how much stock we should put in the exact sequence of events recalled by someone who had just woken up, but it doesn't seem that implausible to me. It's not like the meteorite would have been traveling at thousands of miles per hour. By the time it got to ground level, it would have slowed down to its terminal velocity. Some amount of energy would have been absorbed in its collision with the roof, and it wouldn't have had time to accelerate very much in the remaining fraction of a second before coming to rest on a soft surface. By way of comparison, I can easily imagine a dropped bowling ball going through a roof but not doing much damage to a bed and pillow.