There is hope that the move to Proof Of Stake and the arrival of various scaling solutions for Ethereum will finally make crypto payments simpler (2022 - 2023 i

There is hope that the move to Proof Of Stake and the arrival of various scaling solutions for Ethereum will finally make crypto payments simpler (2022 - 2023 implementation time frame). Here is a short blog post that discusses this tech: https://polynya.medium.com/argent-zksync-a-peer-to-peer-electronic-cash-system-dream-comes-to-life-8724a64e33f7 https://polynya.medium.com/argent-zksync-a-peer-to-peer-elec... I think the other big issue is that current wallet apps are very buggy and their UX sucks in general, so your point still stands