And if Angelo Mozilo and Dick Fuld hadn't approved of it, Countrywide and Lehman would not have been making liars loans. And if regulators had been doing their

And if Angelo Mozilo and Dick Fuld hadn't approved of it, Countrywide and Lehman would not have been making liars loans. And if regulators had been doing their jobs, the mortgage brokers originating those loans would have been prosecuted.