There are different types of regulation. The one that exists now and primarily is regulation such that individual human people cannot transfer or store in to la

There are different types of regulation. The one that exists now and primarily is regulation such that individual human people cannot transfer or store in to large amounts of money without federal investigation of the source and identity. Banking and processors comply with these rules and generally go overboard making things hard for human people so they can keep their own corporate asses safe. But the type of regulation that is needed is regulation of the banks and payment processors themselves. Not of their clients or things related to their clients.