All the comments here about not needing the decentralized part of web3 or not needing the payment systems of web3 are missing the forest for the trees. Yes, bo

All the comments here about not needing the decentralized part of web3 or not needing the payment systems of web3 are missing the forest for the trees. Yes, both of these things exist in web2. But, the exciting thing about web3 isn't decentralized payment. It is that you can participate in decentralized markets. For example, if you go to any website and get an ERC20 token, you can use that token without permission from the site where you got it. Those tokens can be traded on that site, or another marketplace, or another dapp can use them. The original site can't control that. If you go to uniswap you can see the prices of all those tokens. It's useful for speculators now but if those tokens have true utility value, it starts getting very interesting and very valuable. Marketplaces are where things are traded freely. Web3 doesn't make payments any more free. It just makes things more freely tradable.