That's a problem, but it in no way makes them sharks as the post that I was responding to said. There is a structural issue in banking, and they arose to fill a

That's a problem, but it in no way makes them sharks as the post that I was responding to said. There is a structural issue in banking, and they arose to fill a need that results from that structural issue. They do so in a fair and transparent way at reasonable prices, though, so it's unfair to describe them in predatory terms. The fact is that poor people are better off because they exist.