Best I can tell it's extremely situational. Depends on the person and also family/kids/environment. A friend cashed out mid 40s but is the kind of person who

Best I can tell it's extremely situational. Depends on the person and also family/kids/environment. A friend cashed out mid 40s but is the kind of person who doesn't stop. Did real estate, baking, landscape, had a kid, seems up for anything and quite content. A another is wealthy enough to stop working at anytime but doesn't want to retire. I slowly slid into retirement in mid 30s. Started out great. I sometimes work part-time and program for fun a bit. But when kid #2 and #3 came it was very difficult for me. Being retired was the saving grace that made it work at all. Now things are slowly getting better. For me a normal day is 4-5 hours for kids, 1-2 hours walking/biking, 2-3 hours reading/programming/working. Then there is always something (doc appt, car repair, house stuff) in there somewhere. Best part is the flexibility to do things during weekdays. Meet with friend/family for lunch, random escape room, errands. Worst part is not having the camaraderie of good coworkers working together. I had one job that was great in that respect and gave me lasting friends. Other jobs not at all. Financial freedom is amazing but everyone handles it differently. Best advice I have is if retirement is an option see if you can try it for 3-12 months.