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I had this issue trying to buy a house. My bank was refusing to do the transfer because they "couldn't authenticate my signature". It turns out that one specifi

I had this issue trying to buy a house. My bank was refusing to do the transfer because they "couldn't authenticate my signature". It turns out that one specific signature on one of the signup documents becomes your canonical signature and they match large transfers against that. Of course this random signature half-way through a 30 page agreement was really lazy and didn't look much like my "real" signature (which they have dozens of copies of by now). I was sitting on my phone with bad connection during a camping trip trying to scribble a signature that looked like the magic reference signature (that I didn't know) so that my purchase didn't fall through. What a stupid way to authenticate people.

Macha 5y ago
Given I signed up for my primary bank account at age 14, it's more likely than not that my signature is nothing like whatever they kept from then. My handwriting has had over 10 years to deteriorate since I finished school and basically stopped handwriting anything that wasn't a signature.
another-dave 5y ago
I had some paperwork refused on my business account with Lloyds because it "didn't match the signature on file" — I went in to the bank with photo ID and got my stuff sorted and happened to ask "Can I see the signature that you have on file for me?" (because generally it doesn't change that much for me time-to-time) — it was a completely different person! Wasn't even my name. The cashier agreed with me that it _clearly_ wasn't my signature & "didn't know how it happened". I was in a big rush that day & no longer have the account, but I really regret not escalating it though.
asdff 5y ago
It's especially a stupid way when you don't even have a pen, in the case of DocuSign where you have to write something with a mouse. The vast majority of people just scribble a random shape since its impossible to pen your signature on a trackpad. A Phishermans dream I expect.

Macha 5y ago

Given I signed up for my primary bank account at age 14, it's more likely than not that my signature is nothing like whatever they kept from then. My handwriting has had over 10 years to deteriorate since I finished school and basically stopped handwriting anything that wasn't a signature.

another-dave 5y ago

I had some paperwork refused on my business account with Lloyds because it "didn't match the signature on file" — I went in to the bank with photo ID and got my stuff sorted and happened to ask "Can I see the signature that you have on file for me?" (because generally it doesn't change that much for me time-to-time) — it was a completely different person! Wasn't even my name. The cashier agreed with me that it _clearly_ wasn't my signature & "didn't know how it happened". I was in a big rush that day & no longer have the account, but I really regret not escalating it though.

asdff 5y ago

It's especially a stupid way when you don't even have a pen, in the case of DocuSign where you have to write something with a mouse. The vast majority of people just scribble a random shape since its impossible to pen your signature on a trackpad. A Phishermans dream I expect.