Wow everyone that’s posted has some very unique situation going on. Only a few are the normal grind. Late 20s, about 90k NW. 7 years ago I had about $70 of my

Wow everyone that’s posted has some very unique situation going on. Only a few are the normal grind. Late 20s, about 90k NW. 7 years ago I had about $70 of my own. About 50k of that is my 401k. 5 figure salary in IT but great benefits +pension. However I think I’d kill myself staying here so I might not get to enjoy that. I plan to retire in South America or Eastern Europe since their food and culture match what I like the most. The US is definitely not the place to retire for me. I rent, I have a dog, a girlfriend in grad school and I race cars. I build everything myself so the most I’ve spent in one shot is 2K in a turbo and 600 on a welder. Overall I’d say I spent 10k on the car, so not bad (trying to justify myself lol). I think I’m pretty frugal but I end up spending money on a lot of little things for racing and such. But I don’t have an 80in tv or the latest MacBook. I run Mac on a $300 Thinkpad X1. We cook every night and we buy at Costco or Aldi. We lowered our beef consumption and we drink Kirkland Malbec for $7 (but to me it’s on par with a $20 wine). Anyway, that’s how I’ve been doing it, low risk, low return, no gifts, no inheritance, no company stock.