ApplePay doesn’t have a 30% cut on transactions, no bank in world would touch them if that were the case. So does your country provide phones that also serves a

ApplePay doesn’t have a 30% cut on transactions, no bank in world would touch them if that were the case. So does your country provide phones that also serves as payment solutions or is it still plastic cards? Or are you suggesting everyone should get a free ride on Apple?