Safety nets are for emergencies - by definition. If you are relying on them, you are having an emergency, by your own choice. Hard not to call that a poor one.

Safety nets are for emergencies - by definition. If you are relying on them, you are having an emergency, by your own choice. Hard not to call that a poor one. You're trying to run a company while making less than a single experienced engineer. If you even can't pay yourself that much, what exactly have you been doing with your investors' money?