right now its free and on a donation system; currently competitors offer services which do less, aren't transparent, and are mostly faux benefit for hundreds of

right now its free and on a donation system; currently competitors offer services which do less, aren't transparent, and are mostly faux benefit for hundreds of dollars, so we know there's value. we can easily expand this to other services such as opting out of credit offers, etc, and begin charging a one-time fee down the road