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Instead of screaming “fanboys”, please try to recall how horrible the payment platforms were before, in Sweden it was the literal dark ages before Apple Pay wit

Instead of screaming “fanboys”, please try to recall how horrible the payment platforms were before, in Sweden it was the literal dark ages before Apple Pay with banks and other vendors trying to force the most obscure and user hostile solutions they could come up with. Samsung Pay was of course another solution, but they didn’t consider security to be an important part of the design, at least not initially. If every iPhone is going to be a gateway for terrible payment solutions we’re in it for a world of hurt (forget wallets, one app and one custom solution per store, or more, will be the norm).

oauea 5y ago
Not sure what you're talking about. I've been extremely happy with the dutch national payment system ideal for over a decade. I will refuse to use anything else, it is what everything and everyone in my country uses, and it works great. Apple pay just redirects to it, anyway. No sense letting them take their cut for not doing anything of value. I don't want a wallet. I just want to send money from my bank account, and this is already a solved problem which apple has no business getting their nose in.
- techpression 5y ago
  People tend to have more requirements than you do for payments, my bank doesn’t even offer minute info on transactions or full payment info until two days later, I have it on the second in my phone. I also don’t want to carry around plastic cards for no good reason. ApplePay is opt-in btw, so it’s not like you’re forced to use it. It’s an extremely good user product, far exceeding anything else we’ve had available in my country.
  - oauea 5y ago
    Sounds like your country happens to have a particularly poor implementation of a national payment system, which has biased you into thinking Apple is somehow the only company on earth who is able to make a decent payment system. Unfortunately for Apple that is not the case. With ideal, which again has been around for more than a decade, payments are instant and secure. Everyone has been using it for a decade. Works great! No need to pay apple 30%, and yet they demand it.
    - techpression 5y ago
      ApplePay doesn’t have a 30% cut on transactions, no bank in world would touch them if that were the case. So does your country provide phones that also serves as payment solutions or is it still plastic cards? Or are you suggesting everyone should get a free ride on Apple?
    - techpression 5y ago
      “Payments are done using the mobile banking app or the online banking environment of your own bank. “ that’s from the ideal webpage, we’ve had solutions like that for a while too, that’s not why people want ApplePay, it’s for payments in stores or online (without jumping through hoops), not bank account transfers. Ideal also have that terrible QR code madness where you have to scan it with an app, that’s the dark ages, luckily those systems failed miserably here.

oauea 5y ago

Not sure what you're talking about. I've been extremely happy with the dutch national payment system ideal for over a decade. I will refuse to use anything else, it is what everything and everyone in my country uses, and it works great. Apple pay just redirects to it, anyway. No sense letting them take their cut for not doing anything of value. I don't want a wallet. I just want to send money from my bank account, and this is already a solved problem which apple has no business getting their nose in.

techpression 5y ago
People tend to have more requirements than you do for payments, my bank doesn’t even offer minute info on transactions or full payment info until two days later, I have it on the second in my phone. I also don’t want to carry around plastic cards for no good reason. ApplePay is opt-in btw, so it’s not like you’re forced to use it. It’s an extremely good user product, far exceeding anything else we’ve had available in my country.
- oauea 5y ago
  Sounds like your country happens to have a particularly poor implementation of a national payment system, which has biased you into thinking Apple is somehow the only company on earth who is able to make a decent payment system. Unfortunately for Apple that is not the case. With ideal, which again has been around for more than a decade, payments are instant and secure. Everyone has been using it for a decade. Works great! No need to pay apple 30%, and yet they demand it.
  - techpression 5y ago
    ApplePay doesn’t have a 30% cut on transactions, no bank in world would touch them if that were the case. So does your country provide phones that also serves as payment solutions or is it still plastic cards? Or are you suggesting everyone should get a free ride on Apple?
  - techpression 5y ago
    “Payments are done using the mobile banking app or the online banking environment of your own bank. “ that’s from the ideal webpage, we’ve had solutions like that for a while too, that’s not why people want ApplePay, it’s for payments in stores or online (without jumping through hoops), not bank account transfers. Ideal also have that terrible QR code madness where you have to scan it with an app, that’s the dark ages, luckily those systems failed miserably here.