One strategy that my parents used (accidentally, I think they would be appalled to remember it) was to only pay me an allowance for seasonal chores, specificall

One strategy that my parents used (accidentally, I think they would be appalled to remember it) was to only pay me an allowance for seasonal chores, specifically mowing the lawn in the spring/fall. That meant if I wanted to buy Christmas presents for my friends in the winter, I had to save my money from the fall. This taught me to not count on a good income continuing forever. As I got older, they also occasionally asked me to pay for small necessities myself, which taught me to save for unexpected expenses. They also made a game out of calculating the tip together, so I saw exactly how much money it cost every time we ate out. To this day, I still eat out rarely and never order soft drinks at restaurants because it's such a clear waste of money. It may seem like a trivial amount of money, but I had plenty of peers in tech who paid $20+ a day to eat out every meal. It adds up quickly. There are also some very practical lessons, like exactly how to write a check, enter an entry in a checkbook, or pay for gas at the gas station, which my parents made sure I saw them do and explained each step, as well as the standard cautionary tales about how credit/interest works and the importance of paying bills before they accrue interest.