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If you're actively using you cards (churning [0]) then yes. The point of tap to pay is to prevent carrying all the cards, thus lightening your daily carry. [0]

• FireBeyond 5y ago
  So Apple and other manufacturers should optimize - and components should cost more - for the use case of _churning_, versus more everyday use? People carrying all those cards to churn or min-max their rewards are already paying with the inconvenience of managing all those accounts.
  • cnst 5y ago
    What inconvenience? All the Chase credits cards show up under a single login; you can pretty much simply login once a month a pay all 9 or 11 of them at once. Or setup auto-pay. Or change the due-date to be the exact same date for all of them, so you only have to login and pay exactly once a month. I have all 11 of Chase credit cards in Google Pay. If I switch phones, they're already available for verification on the new phone, you don't have to type the whole number anymore. I keep all but 3 to 5 credit cards in a sock drawer; but I can still use any one of them 20 at any time thanks to Google Pay. When I need to use any one of my 20 cards to make a purchase, simply scroll through and select, based on picture and/or description. If vendor doesn't accept contactless, simply use one of the 5 physical cards I do carry. The only inconvenience is that it doesn't work on iPhone, and that's one of the reasons I don't use iPhone as a primary phone, because so many things don't work there.