I worried a lot about this when my kids were little and never came up with a good approach/solution. The world is different enough to little kid brains, litera

I worried a lot about this when my kids were little and never came up with a good approach/solution. The world is different enough to little kid brains, literally, that trying to instill the adult concept of money is like teaching a fish to ride a bicycle. Now that they are older (late teens) I see now some opportunities that were not there before. When they are little they need the emotional support and love to build the psychic infrastructure for safe, self-aware, healthy adulthood. One can play games of course with monetary values but what is happening of importance in those games is the interaction itself, those emotional dynamics, not the material. Money is a very, very refined sociological tool the purpose, context, utility, scarcity dynamics only make sense for a kid who can begin to participate in society. In most cases this doesn't start to be the case until mid or late teen years. So my advice- for little kids, model love, openness, forgiveness, care, empathy, honesty, responsibility- all those underlying traits involved in being a good human. Much later, when the time is right, they can start to learn to apply those capabilities to the domains that involve money. Best wishes.