>The thing with being poor is that any additional expense will mean you have to make difficult trade-offs. Which is to say that even if someone who is not poor

>The thing with being poor is that any additional expense will mean you have to make difficult trade-offs. Which is to say that even if someone who is not poor is much more likely to be late to return a book the late fees just don’t matter to that person, while they do matter for someone who is poor Exactly. I'm not sure why you thought I felt otherwise. Rather, I took issue with GP's assertion that if you're poor, you aren't socially responsible. Which is both absurd and offensive.