Well written article but this password scheme is neither convenient nor feasible for lay persons. You have to remember 5 different passwords and also remember w

Well written article but this password scheme is neither convenient nor feasible for lay persons. You have to remember 5 different passwords and also remember which websites belong each category. If you're an active enough internet user that you need 4/5 password tiers, you're going to have plenty of websites that straddle the line between BS and important. This sort of fine-grained categorization just adds to the cognitive overload, which is the current problem with password management we're trying to solve. I'm pretty convinced that the right solution is to use a password manager with one very strong password that you memorize.