I disagree with password schemes like this. Every website should have a unique password. Sharing a password across websites based on their "tier", opens you u

I disagree with password schemes like this. Every website should have a unique password. Sharing a password across websites based on their "tier", opens you up to an entire tier getting cracked if any website is compromised. That's inexcusable. You should not know most of your passwords. You should only need to remember one password, the one that opens up your password vault and gives you access to the other massively strong passwords that you never need to even type, let alone memorize. With tools like 1password and lastpass, this is doable today. Also? Many banking websites have really shitty password restrictions that prevent truly strong passwords, especially if you use things humans can remember. Wells Fargo has a 14 character max. Vanguard has a 10 character max (though they say it's 50, it's not). Discover has a 10 character max. I'm sure there are others just as bad.