There is already Bitcoin with basically free Lightning Network transactions, so it's more like people vote with their wallets that they prefer (at least for now

There is already Bitcoin with basically free Lightning Network transactions, so it's more like people vote with their wallets that they prefer (at least for now) paying this 3% tax instead of few bucks per year for channels opening/closing. And it works in the same internet market (real life and cards is a bit more complicated because of existing payment infrastructure). So nobody force Americans to pay, actually, they do that voluntarily.