Even if for the sake of the argument we accept that natural catastrophes incentivise cheaper construction over sturdiness (which is very debatable), surely the

Even if for the sake of the argument we accept that natural catastrophes incentivise cheaper construction over sturdiness (which is very debatable), surely the entirety of the USA + Canada are not subject to the same risk of natural disasters, nor is Europe as a whole safe from them altogether. As far as I know, construction is not sturdier in the safer regions of North America, nor is it cheaper in the less safe parts of Europe.