My feeling is that Americans are easier targets of fraud for technical and legal reasons. E.g. 'stealing someones identity' is a thing. Where I live, SSN and d

My feeling is that Americans are easier targets of fraud for technical and legal reasons. E.g. 'stealing someones identity' is a thing. Where I live, SSN and driver licenses are public record (you can get a photo copy of anyones driver license), so they are unusable for fax scams. Having a system built on such items being 'secret' is probably a culprit.