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Credit scores are a very good thing. Someone who pays their bills on time shouldn’t have to pay the same rate as someone who always skips the bill, and without
by FormerBandmate 5y ago
Credit scores are a very good thing. Someone who pays their bills on time shouldn’t have to pay the same rate as someone who always skips the bill, and without them, every loan would have 10% interest at least, even for mortgages
- jen20 5y agoThe concept is fine. The implementation is garbage (in the US), and insufficiently transparent.