3 ms·

If a credit line has a really low interest rate - why the hell not?

• richcollins 15y ago
  Because cash on hand has a zero interest rate. You think Apple uses credit lines?
  • adw 15y ago
    Cash on hand has a negative interest rate. That's what inflation is. If you can get credit at below the rate of inflation it's actually free money.
    • richcollins 15y ago
      Assuming that you actually invest it in something with returns higher than the interest rate. Also, it will still be more expensive than making the same investment with your cash on hand. It only works if you have both in play.