I would clarify the sentence "Wealth transfers daily to and from". What's important to keep in mind is that while money may transfer, utility doesn't. Utility

I would clarify the sentence "Wealth transfers daily to and from". What's important to keep in mind is that while money may transfer, utility doesn't. Utility is generally increasing on both sides of the exchange, otherwise one party wouldn't have entered the exchange. This isn't always true (e.g gambling or opioid addiction), but it's true enough most of the time and explains why trade happens in the very first place.