Background: I used to belong to a 50 person company that used TriNet and now run a ~10 one that uses Gusto (multi-state). Honestly, if you are in a small compa

Background: I used to belong to a 50 person company that used TriNet and now run a ~10 one that uses Gusto (multi-state). Honestly, if you are in a small company, having a PEO helps tremendously for both being an employee and the company's management. > So I'm not really being hired and I have to deal with this PEO if I have issues with insurance of any sort. (1) When would your employer ever have to deal with insurance issues even at a F500? That's all done directly with the carrier unless it has to do with the benefits calculation, which would be no different to do at a F500 with benefits and one that uses TriNet. (2) If you did actually have to deal with insurance issues, trust me you want to go through a larger organization to deal with carriers. Carries don't give great customer service to small biz / independent LLCs. (3) Yes, you legally are an employee of <insert PEO here> but who cares? There are few instances where this actually has an effect.