3 ms·

In the example of a debt in your name, bank was defrauded by someone fooling their staff or computer systems—why should their broken security victimize you? Id

In the example of a debt in your name, bank was defrauded by someone fooling their staff or computer systems—why should their broken security victimize you? Identity theft implies something was stolen from you. In fact, that something (your very identity) is unalienable—whatever you do, you are as you as you ever were. The contrary is an oxymoron.

MonkeyClub 5y ago
> Identity theft implies something was stolen from you. In fact, that something (your very identity) is unalienable—whatever you do, you are as you as you ever were. The contrary is an oxymoron. This conflates a metaphysical concept ("identity" as "who one is") with a legal and financial concept ("identity" as "who is authorizing a loan"). The person falling victim to identity theft is still the same person ontologically, but quite a different person financially.
- strogonoff 5y ago
  There is a line of feasibility—if John Smith has my face, my fingerprints and all of the passwords, John Smith is not me yet an ordinary institution can reasonably claim that beyond their sophistication to detect—but we are far from approaching that line when we speak of modern identity theft. Today it often sounds more like “someone stole from us by fooling our staff so we will just go ahead and reimburse ourselves from your account, thanks!” Also, I am not a lawyer (are you?), but I don’t think there is a legal concept of “identity” that is somehow different from the metaphysical I of a person. I could be wrong though. (I hate to make this argument because in a non-ideal world with malicious actors it appears to advocate for zero-trust dystopia with pervasive biometric checks, which is not my intention.)