4 ms·

Thatsthepoint

• lotsofpulp 5y ago
  > police make discriminating between a high credit risk and a low credit risk "easy" by having a (possibly unfair) ultrafilter: "did you spend time in jail" The point is it is fair for a lender to use history of not paying on time as a factor in determining riskiness of borrower. It can be unfair to use the sole fact of having been in jail as a factor in determining riskiness of borrower, but in my experience, no lender checks for that.
  • deleted 5y ago
    [deleted]