If you know what DeFi is, I don't know how you can arrive at this conclusion. At this moment, you as an average person can not profit with your money in the sam

If you know what DeFi is, I don't know how you can arrive at this conclusion. At this moment, you as an average person can not profit with your money in the same way that banks profit with your money. You know what the money in your checking and savings account is actually doing right now, right?